©2008, Young Money, LLC
10950 Gilroy Road, Suite D
Hunt Valley, MD 21031. All rights reserved.
YOUNG MONEY knows that the home buying and refinancing processes can seem complicated
the first, and even the second time, you experience them. If you have questions such as: Why
should I buy a home? How much can I afford? Where can I get a mortgage? Then you have come
to the right place. We want to help you understand what it means to have a mortgage. Learn the
basics to save time and money!
Q: Is it a good time to buy a house?
A: Yes! The recent problems in the housing market have brought prices down. It’s a buyer’s market.
Just make sure you know the mortgage basics before you begin.