Credit Card and Debt Management Calculators:

Credit Card Optimizer

YOUNG MONEY calculator helps calculate best distribution of credit card debt. Enter credit card balances, rates and credit limits to determines which balance transfers yield the greatest savings.

Definitions

Credit cards: Enter up to 5 credit card accounts, one on each line.
Balance: Your current balance on your credit card.
Interest rate: The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to payoff this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment: This is your initial minimum monthly payment. You minimum monthly payment is calculated as 2% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit: This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

Free Debt Consultation

Ready to take back control of your finances? Use this form to get your free debt consultation now!

• Reduce balances up to 40-60%
• Avoid bankruptcy
• One easy, low monthly payment
• Debt-free in 12-36 months

Free, No Obligation Debt Consultation

Total unsecured debt? (must have $10,000 to qualify)
What is your current payment status on your credit cards?
First Name:
Last Name:
Email:
Primary Phone:
Cell Phone:
State:
Zip:
Best Time to Call:

Email:
Password:
Forgot password?